Website

I just looked at The Tower on it's website and found it much more professional and polished than last year. Good job, particularly so early in the new year.

Web Update: Ambrose's New Team Drops Opener

In their third annual season opener against John Carroll University (JCU) last Saturday, the CUA football team suffered a disappointing loss, 23-6. Mistakes by the Cards proved to be costly, giving JCU numerous opportunities to capitalize. Catholic’s defense held the Blue Streak offense at bay through the majority of the first half, despite the inability of the offense to put up points.

Five turnovers, including three fumbles, proved to be fatal mistakes for the Cardinals, who managed only 82 yards rushing for the entire game. Catholic seemed to be in control on the opening drive, moving the ball 61 yards in seven plays. Unfortunately, the Cards wasted a golden opportunity to draw first blood when senior running back Dan Boyle fumbled the ball near the goal line. JCU recovered, ending the CUA scoring threat.

The Catholic defense held firm on the ensuing possession. However, a personal foul penalty gave JCU a first down and allowed the drive to continue.

“The defense played great [on that possession],” said head coach Rob Ambrose. “But we made a mistake and let them out of a hole.”

Two first half interceptions which halted Cardinal scoring drives. “I told the team before the game that if they didn’t make stupid mistakes, we’d win big,” said Ambrose.

The Cardinal defense, however, kept CUA with striking distance throughout most of the game. The defensive front consistently pressured JCU quarterback Tom Arth, but he proved to be difficult to sack. Arth burned the Cards with his arm, passing for 343 yards in the game. “He’s a great ballplayer, as good as you’ll see in Division III” said Ambrose.

With less than a minute remaining before halftime, the Blue Streaks put a dagger in the heart of the Cards, stealing a great deal of momentum. The Cards faced fourth down with the ball on the JCU 40 yard line. Instead of trying to pin the Blue Streaks deep with a punt, Ambrose elected to try for the first down.

“I thought I had a play which would get a completion,” said Ambrose. “A completion, even without the first down, would keep the clock running.”

Unfortunately, senior quarterback Derek McGee’s pass fell incomplete, and CUA turned the ball over on downs. With 32 seconds remaining before halftime, JCU had possession of the ball at their own 40 yard line. Trailing only 7-0, the Catholic defense dug in, hoping to head to the locker room within striking distance.

However, on the first play of the possession, senior JCU receiver John Clark beat senior safety Jimmy Nalls, hauling in a 59 yard pass from Arth. Two plays later, Arth ran the ball for a JCU touchdown, giving them a 14-0 lead. The scoring drive gave the Blue Streaks incredible momentum heading into halftime. JCU would carry that momentum, hanging on for the victory.

Catholic’s only points on the day came in the fourth quarter, when junior wide receiver Jim Jankiewicz caught a 74 yard touchdown reception from McGee, who finished with 237 passing yards. The two point conversion failed, and the Catholic offense failed to put up any more points.

The Cardinals will try to turn their season opener into a learning experience as they prepare for Saturday’s home game against Franklin & Marshall. “We need to work on attention to detail,” said Ambrose. Kickoff is set for 1:00 p.m. at DuFour Field.

Fall Sports Preview

Cross-Country

Led by seniors Dan Dougherty, Ryan McDermott, Pat Leonard, junior Matt McHugh, and newcomer Mike Audette, the men’s cross country team had a highly successful season in 2000. They finished with a 5-0 record in dual competition and had four runners named All-Conference at the Mason-Dixon Conference meet. The men also swept their one and only home meet, winning against area schools Columbia Union, Bowie State, and UDC.

Head Coach Mark Robinson has five seniors returning to lead his 2001 squad. Ben Dunford, Michael Clarke, Matt McHugh, Will Lucina, and Michael Robustelli will lead the men’s cross country team as they try to build on the success of the 2000 season.

The women’s cross-country team also had a successful three-month season. The team was led by senior Nicky Bhalla, who earned first team All-CAC honors at the CAC Championship meet. Bhalla was also named CAC women’s cross-country athlete of the week in October. The women also won their home meet with a 2-0 shut-out of Bowie State and UDC, where Bhalla set a course record.

Coach Joe Fisher’s senior class of Lori Agnew, Rebekah Dunbar, Donna Flanagan, Emily Levasseur, and Elizabeth Pfifer will lead the quest for another successful season in 2001.

Field Hockey

The 2000 field hockey season ended with a 5-12 overall record. Their conference wins came against St. Mary’s, Goucher, and York. Second year coach Lisa Thompson said about the Goucher game, “It was an unbelievable effort and everyone contributed.” Their season ended on Oct. 26 at Salisbury State; the women lost, 5-2. However, the team steadily improved toward the end of the season, winning two of their last three games.

The 2001 campaign marks the third season for Coach Thompson, who will enjoy the luxury of six returning seniors. “This 2001 team is composed of student-athletes with great leadership, positive attitudes, and great commitment,” she said.

“With the return of nine of our key players, a great incoming freshman class and great senior leadership this team is able to determine their fate. The great attitudes and friendships that have been established over the past four years will create a team atmosphere that the girls are proud and excited to be a part of.”

Guiding the squad will be the team captains, Courtney Halter, Maggie Mahoney, and Andi Snyder. Rounding out the senior class are Deanna Feliciani, Hanna Bissell, and Aileen Gambescia. The Cards will face a tough regular season schedule, which includes Johns Hopkins, Eastern Mennonite, and CAC rival Salisbury State.

Thompson is also excited about the return of CUA’s starting goalie, Katie Iannacone. “Katie has worked very hard over the past couple of years. Her work ethic, determination, improvement in the offseason and summer (including play overseas) will help to place her as one of the best goalies in our conference.”

Football

Although the football team’s hopes for a fourth consecutive NCAA play-off berth were dashed after their devastating loss to Bridgewater College on Nov. 11, the team still enjoyed a solid season. At the end of the season, their record was 6-4 overall and 4-2 in the Old Dominion Athletic Conference (ODAC). Junior running back Dan Boyle set a school record of 1,533 rushing yards. Junior quarterback Derek McGee led the ODAC in passing for the second straight year.

Under first year coach Rob Ambrose, the Cards will look to post their fourth straight winning season in 2001. Catholic returns sixteen starters from last year, eight offensive and eight defensive, in addition to both the punter and kicker.

Offensively, the Cards will be lead by senior quarterback Derek McGee, a fourth year starter. McGee passed for 1,773 yards in 2000, including 18 touchdown passes. “I think Derek is a winner,” said Ambrose. “He’s an experienced QB with a strong arm and a good head.”

McGee will have a group of talented receivers as his passing targets this year. Senior tight end Damian Richard, along with junior wide receivers Dan Evans and Jim Jankiewicz, all posted career highs in receptions during the 2000 season.

The Catholic running game will look to compliment the passing attack, led by a preseason All-American, senior running back Dan Boyle. Senior Kevin Ulrich will also see time at running back. Ambrose plans to use the two backs to his advantage, combining the strengths of both players.

The success of the offense will rest with the offensive line, which returns two starters from last year. Senior right guard Jon Tor and senior left tackle Puri Garzone will lead a young group of players on this year’s line. Jankiewicz, the tight end, will also play a crucial role in the offensive line.

On the other side of the ball, Catholic returns three starters on the defensive line. Two senior defensive tackles, Matt Steiner and Drew Anderson, will join junior defensive end Scott Lutte, who led the Cardinals in tackles last year. Junior outside linebacker Ryan Welsh is the lone returning starting linebacker. Ambrose is confident that a talented group of freshmen will step up to fill the remaining two linebacker positions.

Perhaps the most dangerous unit on the 2001 Cardinals may be the defensive secondary. Four seniors return to the secondary, anchoring the defense. “We’re healthy, and I know these guys are players,” said Ambrose. J.P. Quinn will start at free safety, while Jimmy Nalls will be the strong safety. James Parker and Lonnie Meadows, who combined for nine interceptions last year, will handle the cornerback positions.

The Cardinals also return a strong kicking game to anchor the special teams unit. Senior punter Mike Fleet, who ranked 16th nationally in 2000, posted a 39.6 yards per kick average last year. Junior placekicker Greg Stokes posted an 85 percent average on extra points while hitting 3 of 6 field goals. Parker is expected to handle punt returns, while senior wide receiver Tokollo Moffat is in line to be the kick returner.

Catholic has a tough slate of games for 2001, opening at DuFour on September 1 by hosting nationally ranked John Carroll University at 1 p.m. The Cards will also make trips to Div. 1-AA LaSalle University and nationally ranked Bridgewater College.

Soccer

In his fourth year at the helm of CUA men’s soccer, head coach Scott Racek led his 200 team to wins against Gallaudet, Lincoln, Goucher, and Newman. The team’s season ended with a 4-13-2 record. In the last four games, CUA won two, tied one, and lost one, proving their grit as a team

Six seniors return to lead the men’s soccer team in 2001, looking to improve on last year’s performance.

Racek also coached the women’s soccer team for the second year in a row. The women’s overall record finished at 6-12. The group was led by sophomore midfielders Colleen Redlinger and Julie Cosden, and captained by senior Heather Winters. Junior forward Nicole Pino and sophomore goalies Rachel Glennan, Molly Moran, and Meghan Baroody also gave stellar performances.

The women’s team will try to top last year’s win total, led by three returning seniors.

Volleyball

The Cardinals enjoyed their finest year ever in 2000, finishing with a 35-6 record. The team won a school record of 18 consecutive matches and captured the CAC regular season championship. For the first time in the program’s history the team was ranked as high as 17th nationally in the American Volleyball Coaches Association Poll. Coach Nagy Abdelrazek was honored as CAC and Mid-Atlantic Coach of the Year. His team posted a perfect regular season conference record, but lost a heartbreaker to Salisbury State in the conference tournament final.

The 2001 volleyball squad returns eleven starters from the previous year, including four seniors. “Our team looks good so far,” said Abdelrazek, “We’re working hard. We’d like to go to the NCAA’s, but first we have to win the conference.”

Junior Bridget Guetle, called the “heart and soul of the team” by Abdelrazek, will be the key player for the Cards in 2001. She was named to the CAC All-Conference team for her freshman season and holds the school record for assists per game. Senior Liz Carden will also be central to the team; Abdelrazek called her “the best hitter in the region.”

The team will begin the year ranked second in the Mid-Atlantic region, behind Juniata College. “We like to make statements early in the season by winning the early tournaments,” said Abdelrazek. “If we do things right early, we’ll put ourselves in good position on the national scene.”

Hoops to Open Season with Rematch; Host Globetrotters

The National Champion Men’s Basketball team, in a rematch of last year’s title game, will open the 2001-2002 regular season against William Paterson University November 16th in Wayne, NJ. The teams, who have met in each of the last three postseason tournaments, will face each other for the first time in the regular season. Catholic leads the all time series, 2-1.

The team has also been invited to host the world famous Harlem Globetrotters at the DuFour Center. During their 75th anniversary season, the “Ambassadors of Goodwill” plan to play each of the NCAA champions, including the Div. I and II champs, Duke and Kentucky Weslyan, respectively.

“It’s very exciting to have the opportunity to play the Harlem Globetrotters.” said men’s basketball head coach Mike Lonergan. “It should be a once in a lifetime experience for our program. I think the Globetrotters will be better than any Division I team we have ever faced. And by playing in the DuFour Center, our fans will get to share in the experience. We’re thinking about raising the national championship banner that night.”

The Globetrotters are a legendary traveling professional basketball team who have entertained fans teams with basketball exhibitions against teams such as the Washington Generals and New York Nationals. The team has fielded legendary players such as Wilt Chamberlain, Marques Haynes, and Meadowlark Lemon. Last year, defending NCAA champions Michigan State broke a 1,270 game Globetrotter winning streak with a 72-68 victory in East Lansing, Mich.

Although the Globetrotters will be the toughest game in Cardinal History, CUA basketball has faced tough competition in the past. In addition to winning the 2001 National Championship, Catholic opened the season by participating in a Division I tournament, where they defeated Albany State and lost narrowly to Columbia University. The Cards also battled Princeton University in January of 2000.

The game has been scheduled for November 19th at 7 p.m. in the DuFour Center. Tickets will be $10 each.

Game of the Week

Next Saturday, Catholic football hosts their season opener against John Carroll University (JCU). The Blue Streaks, ranked 8th in the nation by D3football.com, bring their powerful offense to DuFour Field for the third annual season opening clash between the two schools. JCU has won the past two meetings, defeating the Cardinals in their previous season openers.

CUA Offense vs. JCU Defense:
This will be the first test for new CUA head coach Rob Ambrose, who was hired over the summer to replace Tom Clark. Ambrose, a former offensive coordinator, will send his talented offense against a Blue Streak defense which suffered heavy graduation losses from the linebacker corps and along the defensive line. However, the Cardinal wide receivers will go up against a talented, experienced JCU secondary, which returns four starters from the 2000 season. Senior running back Dan Boyle will lead the CUA running attack against JCU.

CUA Defense vs. JCU Offense:
On the opposite side of the ball, the CUA defense will be facing an extremely talented Blue Streak attack. JCU junior quarterback Tom Arth has averaged almost 250 passing yards per game in his first two years running the offense. All-Conference receiver Jeff Lerner leads a trio of talented JCU receivers. The Blue Streaks will rely on their senior running back Jason Parker to carry the ground attack.

Previous Meetings:
1999: JCU 26, at CUA 21
2000: at JCU 37, CUA 3

2000 Season Record:
CUA: 6-4
JCU: 7-3

2000 Starters Returning:
CUA: 16 (8 offense, 8 defense)
JCU: 13 (7 offense, 6 defense)

Fan Interference

As a sports fan, this might just be favorite time of year. The baseball pennant races are heating up, and the crisp smell of college football is in the air. It is the season of titanic battles, as student-athletes clash on the gridiron to the tune of marching bands.

Most of you might associate the college athletic mystique with such institutions as Notre Dame, Michigan or Nebraska. You might have also have doubted a small school in Northeast Washington could field an athletic team worthy of fanaticism.

But welcome, fellow sports fanatics, to the Catholic University of America! No, we don’t have the ivy covered walls of Harvard Stadium, and DuFour Field doesn’t have the cathedral-like qualities of Notre Dame Stadium. However, CUA has written its own pages in the books of sports history.

The CUA football team won the second ever Orange Bowl in 1936, defeating Mississippi State 20-19. It was not until the sixty-sixth Orange Bowl when Michigan, one of the most successful programs in history, captured their first Orange Bowl title in the year 2000.

While some may not realize it, Catholic does indeed have an athletic program rich in tradition. The football team not only has an Orange Bowl Championship banner hanging at DuFour, but they battled Arizona State to a scoreless tie in the 1940 Sun Bowl. The 1977 men’s baseball team, under the tutelage of current Athletic Director Bob Talbot, advanced to the Division I NCAA Tournament.

Of course, individuals who spent any amount of time on campus last spring can tell you about the storybook season of the men’s basketball team. In a roller coaster season of destiny, the Cardinal men finished the season with a sixteen game winning streak, capturing the first ever team national championship for CUA.

So, my fellow sports nuts, be sure to support your Cardinals by trekking up to the DuFour Center wearing the Red and Black. You might just witness history in the making.

Hoops is a Lonergan Family Affair

Little Jack Lonergan will be spending a lot more time toddling around the DuFour Center this upcoming season.

Jack, the two year old son of the CUA men’s head basketball coach Mike Lonergan, became a fixture at all the games last year during the team’s drive to the national title.

This year, not only will Dad be returning to defend the national crown, but Jack’s mother Maggie has been named the head coach of the CUA women’s basketball team.

Maggie Lonergan replaces Kathy Kilty, who resigned last spring after a 40-85 record through five seasons. Maggie’s previous coaching experience includes stints as an assistant at Mount St. Mary’s (Md.), her alma mater, and American University. She left coaching in the spring of 1999 for the birth of Jack, the Lonergans first child.

"I’m thrilled to be given this opportunity to work at a great school," said Maggie Lonergan, the 10th coach in the program’s 31-year history. "It’s the ideal place for me and my family."

A committee of Director of Athletics Bob Talbot, assistant ADs Jone Dowd and Bob Sargeant, two women’s head coaches and two women’s basketball players selected Lonergan. The Lady Cards finished 11-14 last year, 5-9 in the Capital Athletic Conference.

“I’ve always wanted to get back into coaching,” continued Lonergan. “When this job became available, I talked to a lot of people and decided to give it a shot.”

“Maggie was the overwhelming choice of the players,” said Athletic Director Bob Talbot, who sought the advice of the current women’s squad. “She has great recruiting experience, which is key at this level.”

Talbot cited Maggie Lonergan’s familiarity with CUA and her recruiting abilities as two big factors in her appointment. “I think she is wired into the high schools in this area,” he said. Recruiting was one of Maggie’s responsibilities at her assistant coaching positions.

“I’m very happy that Maggie got the job, especially on her own credentials,” said husband Mike, who will be entering his tenth season at the helm of CUA men’s hoops. “I’m looking forward to seeing her turn the women’s program around.”

While no official records are kept on the subject, the Lonergans are possibly only the second husband-wife coaching combination in NCAA basketball. Steve and Melissa Lamie coach the basketball teams at Grove City (Pa.) College.

“I think it’s a lot of fun,” said Maggie. “My biggest complaint had always been that I never got to see my husband very often. Now I’ll get to see him and work with him.”

“It’s a little hectic having the kids around with us,” said Mike, “but once we figure out how to handle the situation, I’m looking forward to working with her.”

Maggie is no slouch when it comes to the game of basketball; Mike frequently referred to her as his “unofficial assistant” last year. A former point guard like her husband, Maggie is the all-time leading scorer in the history of Honesdale (Pa.) High School.

“She is a great X’s and O’s person,” said Talbot. Maggie prefers to run an up-tempo, man to man style of play. However, she admits she’ll have to evaluate her team before making any decisions.

“Our men’s team has always been like a family,” said Mike Lonergan. “I’d like both programs to be like a family, perhaps by scheduling more of our games as doubleheaders. Little things, like family atmosphere, can only benefit us as a program.”

Ambrose Hired As Head Football Coach

Rob Ambrose, the new head coach of Catholic football, stands in the middle of the practice field, holding a whistle between his teeth. He looks around, surveying the new troops through his wraparound sunglasses. The Cards are scattered around the field doing blocking drills, tossing around footballs, and running wind sprints. Ambrose crosses his arms across his chest and blows two sharp blasts on his whistle. The players halt their warm-ups, and trot over to face their coach, clapping rhythmically.

“Hey Cards!” barks Ambrose, receiving a hearty “Hey!” in return. “We’ve got a lot of work to do today,” he shouts. After receiving further instructions, the Cardinals jog back on the field to begin their drills.

After the departure of seven year head coach Tom Clark, Catholic hired Ambrose, the offensive coordinator at Division I-AA Towson University for the past three seasons.

“I’m tremendously excited,” said Ambrose. “I happened to be talking to a friend who was a former assistant at Catholic, and he asked me if I’d be interested in the job. I called Tom Clark, who I knew professionally, and by the end of the conversation, I was intrigued.”

“Rob was our first interview,” said Athletic Director Bob Talbot. “I immediately liked him. I saw in his personality a sense of athletic confidence. He’s a nice guy, but he seems like the type who will find a way to beat opponents.”

Ambrose brings impressive credentials to CUA as he starts his first season. He became the offensive coordinator and quarterbacks coach at Towson University in 1998. The Tigers finished 7-4 in 2000, leading the Patriot League in offense (379.3 ypg) for the second straight season. Under the direction of Ambrose, the high powered Towson attack led the entire nation in passing (4,193 yards) in 1999.

The new coach replaces Clark, who left to become the defensive coordinator at Division I-AA William & Mary. Clark returned Catholic football to national prominence by amassing a 56-14-1 record during his tenure, including an Old Dominion Athletic Conference (ODAC) championship in 1999. His winning percentage (.796) is the highest in school history, and he ranks second on the all-time wins list.

Ambrose inherits a program which has been highly successful over the past few years. “Head coaching wasn’t one of my immediate career goals,” he said, “but the people here really attracted me to this place.”

“I think the program is in good hands,” added Talbot. “He did great stuff at Towson, and he’s got a great attitude. I hope we can support him.”

The Cardinals, who finished the last season with a 6-4 record, open the 2001 campaign on September 1st at home against John Carroll University.

Notes and Asides

Happy Trail(er)s
We here at your friendly neighborhood newspaper have always felt that if there’s one thing we could use more of on this campus, it’s trailers. Good thing the Pryz has now moved into construction phase, and our beloved St. Thomas Hill is graced with the presence of not one, not two, but three new trailers. Set against the backdrop of majestic McMahon on one side and the lush Law School Mall on the other, these new additions to the CUA landscape rival the beauty and class of the Curley Hall – Curley Court – Marist trio.

South by Northwest
Wasn’t it God who once said, “And in the end, South shall become West and North shall become East?” No, that’s right, it was the staff of Housing and Residential Services. HRS has renamed what used to be known as the North, South and Central Campuses to the East and West Campuses. They say it has something to do with the Millennium Buildings throwing everything off balance, but we say it’s more cosmic than that. Where else but at The Catholic University of America can we claim the power to change the configuration of the universe? Now just try pointing a compass at CV. We dare you.

Donations Welcome
First Union is closing on campus this week, due to the end of its contract and the fact that it was held up for the THIRD time this year. The University wants to make the former bank into a welcoming center. Just think of the fundraising possibilities that could come of this new “welcome” center. With its strategic location at the crime center of campus, the site could set the stage for a new crime spree. Hired thieves could hit up all the campus visitors for money, claiming “we didn’t know it wasn’t a bank anymore.” Hey, desperate times call for desperate measures.

College Finance 101 - How To Have Money in May

Welcome to college! You are now entering a time when you suddenly gain many new freedoms in your academic, social, and financial worlds. Needless to say, it’s an exciting time. However, not having parents around to provide - or at least absorb - some of the costs of housing, meals, and transportation is not quite as exciting a prospect.

When I came to college two years ago, I had just opened my first checking account chock full of more money than I would ever need. I was ecstatic.

Unfortunately, spending money can be very different at college than at home. If you do not plan to work during the year, there is really only one way for your bank balance to go: down! Even if you plan to work during the year, countless opportunities exist to deplete that seemingly enormous bank account.

The key to financial survival at college is to understand the true costs of activities, to moderate desires, and to keep a watchful eye on your finances.

For example, going to dinner and a movie can be a fun evening activity. It is also one that can easily end up costing ten dollars more than expected. When figuring the cost of dinner, do not forget to add in tax (ten percent in the District) and a tip.

In addition to these sometimes unexpected costs, getting to and from campus can easily cost several dollars. If the theater and the dinner are at different Metro stops, you will pay at least $3.30 for the transportation. Remembering these “hidden” costs will ensure that all of the bills can be paid.

Despite the University’s best efforts to provide tasty meals, dorm food does not often compare to that of a nice restaurant or even late night pizza. Unfortunately, the desire for something truly edible after a week of dining hall food can be overwhelming, but eating out on a nightly or even weekly basis will add up quickly.

The feeling of invincibility that can come with having several grand in the bank can lead to major overspending during the first few weeks. Remember – May is a long time away.

Credit cards can also pose big problems for college students because it often seems like there are no spending limits. Keeping track of how much you charge to your credit card is important because, if you don’t, your perception of your financial situation can change drastically in one day. Imagine thinking you have X amount in your bank account and suddenly receiving a credit card bill for 500 dollars. If you were not expecting the bill and were spending as if you did not have to pay this bill, your financial situation has just deteriorated. A lot.

So, what to do if you’ve fallen into one of these traps? What happens if you suddenly realize that you have less money than you thought?

The first thing to do is scale back your spending. Yes, I know that J. Crew sweater is adorable, but is it really worth spending half a week’s budget on it when half the campus will end up wearing the same one anyway? I know the idea of passing up a night out, or of changing plans to something that costs less money can be annoying, but doing it is better than going bankrupt by the end of the first semester.

Of course, to help pay for all of these desired purchases, you could always consider getting a part-time job. Jobs on campus or at the Pope John Paul II Cultural Center are nice because of their convenience. If convenience is less of an issue, a plethora of opportunities exist in our Nation’s Capital. CUA’s Career Services is a great place to start looking, as are websites such as www.interns.org.

Another tool that can be used to keep one’s finances in good order is the Internet. Discount retailers such as buy.com and Amazon.com are sometimes good economical choices for purchasing an array of products while websites such as cheaptickets.com and expedia.com can help you save money on airline tickets. Banking online might also be a good option, as banks like firstib.com offer checking accounts that are very competitive with the offerings of Chevy Chase and First Union. For an overall guide to how the Internet can be useful in one’s personal finances, try gomez.com

The most important part in managing finances while at school is to simply be vigilant about your spending. For example, to help you keep track of your money, there are easy software programs designed for just this purpose. I like to use Quicken, an online financial guide, in order to make sure that I always know how much money is in my bank account.

Many people suggest writing out a budget. For the less computer savvy among us, take a lesson in bookkeeping. Be sure to include why, when and how much you will spend.

Considering all of the costs inherent to living away from home as well as responsibly using your scarce funds will keep your finances from becoming a disaster. Remember, it may be different, and it may be more difficult, but college finances are very doable. Millions of people before you have survived. So can you.

Next Page »